Diagnostic care refers to the specialised branch of medical science that deals explicitly with the diseases and health condition identification before treatment can start. Therefore, diagnostic care does not involve any remedial procedures. Instead, it is only concerned with determining if an individual suffers from an ailment.
Most treatments largely rely on suitable diagnostic care. Nevertheless, diagnosis can be highly expensive as well. In some cases, undergoing diagnostic tests may exhaust your finances, which leaves you in a precarious position when it comes to affording the actual treatment required afterwards.
A health card from Bajaj Finserv can be crucial in helping you afford the said treatment and also as a means to undergo healthcare diagnostic tests. Take a better look at some of the diagnostic test variants along with their costs, whereby a Health EMI Network Card can typically come in handy.
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Different types of diagnostic tests and their costs
In India, the cost of diagnostic tests is non-standardised. Therefore, the actual prices can vary by as much as 1000% depending on the location where you undergo such tests. In Mumbai, New Delhi and other major metropolitan cities, the cost for such tests tends to be on the higher side.
However, you may find substantially affordable rates in rural centres. Nevertheless, you should be ready to shell out considerable sums for diagnoses. Listed below are certain diagnostic tests and their associated expenses –
- Antinuclear antibody test (ANA test)
It is an advanced blood test where the primary aim is to determine the presence of antinuclear cells inside your body. These cells harm the antibodies (or immune cells) of your body, thereby compromising its ability to fight diseases. Doctors may prescribe the same in case of suspected rheumatoid arthritis, lupus or Scleroderma.
The average cost of this test can range between Rs.400 and Rs.1,800 depending on where you decide to undergo the test in India. If you are a health card owner, you can use the same to finance this test conveniently.
- CT Scans
Computerized Tomography scans or CT scans are expensive tests that offer a more detailed look into a person’s body than is possible with a traditional X-ray scan. CT scans can vary based on the bodily region being scanned. If your doctor suggests a CT scan, it can cost you anywhere between Rs.1,500 to Rs.8,000 based on the city of this test.
As you can see, such tests involve significant expenses. You can use your health card to cover the considerable cost of this test, thus easing your funding needs.
- MRI scans
Magnetic Resonance Imaging or MRI is a specialised test that can help in the diagnosis of several underlying health disorders, such as tumours and other biological abnormalities. Since such tests involve the usage of specialised equipment and costly machinery, you may need to bear a significant cost for such diagnostic procedures.
Depending on the location of testing, MRIs can cost upwards of Rs.10,000. Availing a Bajaj Finserv Digital Health EMI Network Card beforehand can help meet your financial obligations for this test.
Such a card also helps you avail quality treatment at some of the best hospitals and nursing homes in India.
Advantages of owning a health card
Existing Bajaj Finserv customers can apply for a Digital Health EMI Network Card with minimal hassle. They can further look forward to the following benefits –
- Instant approvals
Eligible individuals can start using the card as soon as the same is approved. It can be a highly beneficial feature, especially during medical emergencies. Additionally, since these cards are digital, you do not have to wait for it to arrive by mail to your address. Instead, you can access the benefits by solely using your card number.
Such simple health card apply and approval process ensures that you can avail of financial benefits from the card when the need arises.
- High-value credit
The pre-approved limit on your health card is generally sufficient for almost all diagnostic care procedures. Eligible candidates can even avail medical expenses of up to Rs.4 lakh on their cards. This substantial sum proves immensely helpful when it comes to expensive treatments.
- Pan India coverage
With its 5,500 plus network facilities spread across 1,000 plus cities, you can utilise this card anywhere in India, regardless of your city of residence. Therefore, even if you have recently shifted to a different city, the health card’s benefits remain just as relevant to you at present as it was in the past. All you need to do when you shift to another city or travel is to look at the various network hospitals present in that location. The facility to pay for more than 800 treatments only makes this card more useful.
- Affordable joining fees
Individuals can pay as low as Rs.589 at the time of health card application to join this Bajaj Finserv family. This affordability allows the maximum number of users to avail the card and start utilising its features and benefits as and when needed.
Diagnostic care is a major part of healthcare, without which treatment is impossible. To minimize personal expenses on diagnosis, you can opt for a Health EMI Network Card, which should make things more convenient than ever.