Car accidents make up for one of the most common personal injury cases in New York City. Almost 1.4 million households in New York City own a car compared to 3.1 million total households. While some injuries may appear minor, you should always seek professional medical attention after experiencing a car accident.
Many people resolve their claims with insurance companies on their own. While this may seem like a faster and less expensive way, if your injuries are severe, you could lose your right to recover fully.
Here are seven reasons why you need a New York City Car Accident Lawyer:
1. They Will Make Sure You Get Adequate Medical Treatment
According to reports, on average, there were 1,098 deaths each year due to unintentional motor vehicle traffic-related injuries, killing 5.6 of every 100,000 New Yorkers.
Insurance companies are trying to save their own money. The insurance company will always try to get you to accept a low-ball offer. The pressure they put on you could be challenging for most people to handle, especially if they haven’t had an experienced New York lawyer fighting for them.
2. Can Prove the Other Driver Was Negligent
If you know that the other driver was at fault, your insurance company will most likely use this information to negotiate a higher offer with you. If there is no evidence of negligence or you do not feel comfortable using this tactic, it is best to let your New York motor accident lawyer handle it.
3. Can Prove You Had No Fault in the Accident
If you believe you did not fault the car accident, your New York lawyer will need to gather evidence that proves this claim. For example, they can subpoena cell phone records or access witness statements if required. They can also utilize driving history reports from your insurance company to prove the other driver was being negligent.
4. Insurance Companies Have a Better Chance to Negotiate a Higher Settlement with a Lawyer
Hiring a car accident attorney gives you an advantage over the insurance companies because you have someone looking out for your best interests. As soon as you sign any legal paperwork with an insurance company, your interests are no longer their priority.
5. Will Measure the Full Extent of Your Injuries
The insurance adjuster will not get a complete picture of your injuries because they do not have formal medical training. By working with your car accident lawyer, they can ensure a comprehensive medical report is done and communicate with your doctor to get a complete picture of your injuries.
The information will help you receive the maximum compensation possible through negotiations or litigation if needed.
6. Will Not Hesitate to Litigate Your Claim
The insurance companies know that lawyers are not afraid to settle a claim in court. Because of this, they are more likely to offer a higher settlement if there is a lawyer involved. The injuries and the value of your claim may be worth more than what you initially thought.
7. Will Ensure You Do Not Sign Any Documents Without Reading Them First
Before accepting any settlement offer, it is essential to know precisely what you sign away for. Having a car accident lawyer on your side looking out for you will ensure you are fully informed before signing any legal paperwork.
Your New York car accident lawyer will also ensure that you are not leaving money on the table. The lawyers have extensive experience negotiating with insurance companies and know how to get the best deals for their clients.
As soon as you accept an offer, hiring medical experts to help you get better is essential. If needed, your car accident attorney can provide referrals to trusted medical experts in New York so you can bag the best care possible.